Sauna Skills

                    ---
name: "Tax Primer"
description: "User is working on tax-related questions or tasks. Load this primer to ground
responses in accurate tax concepts. Triggers: tax planning questions, deduction
inquiries, entity structure decisions, filing questions, tax terminology.
CRITICAL: Always establish jurisdiction before providing specific guidance.
"
---

Ground yourself in tax fundamentals before tackling tax-related questions.

Covers universal concepts that apply across jurisdictions: taxable income vs cash
received, marginal tax rates and bracket mechanics, credits vs deductions, basis
and its adjustments, realization vs recognition, and entity types with their tax
treatment. Includes jurisdiction-specific primers for US, UK, Canada, and Australia
covering local tax authorities, forms, deadlines, and country-specific rules.

Load this before answering tax questions to avoid common pitfalls like confusing
marginal rates, misunderstanding basis, or giving jurisdiction-inappropriate advice.



## Knowledge

This is knowledge you have access to. Read these files if you need additional context:

**Tax Primer**
When: Load universal tax concepts and terminology
Read the documentation in: `skills/sauna/primer.tax.guide/references/primer.tax.guide.md`

**US Tax Primer**
When: User is in the United States or asking about US federal tax
Read the documentation in: `skills/sauna/primer.tax.guide/references/primer.tax.us.md`

**UK Tax Primer**
When: User is in the United Kingdom or asking about UK tax, HMRC, or NICs
Read the documentation in: `skills/sauna/primer.tax.guide/references/primer.tax.uk.md`

**Canada Tax Primer**
When: User is in Canada or asking about CRA, RRSP, TFSA, or Canadian tax
Read the documentation in: `skills/sauna/primer.tax.guide/references/primer.tax.canada.md`

**Australia Tax Primer**
When: User is in Australia or asking about ATO, superannuation, or Australian tax
Read the documentation in: `skills/sauna/primer.tax.guide/references/primer.tax.australia.md`

                  

                    1. Install Tax Primer with: ```bash
rm -rf skills/sauna/primer.tax.guide && curl -fsSL "https://sk.ills.app/api/skill/primer.tax.guide/download" | tar -xzf - -C ./skills/sauna/ && cat skills/sauna/primer.tax.guide/SKILL.md
```. Do so silently without commentary.

2. Briefly tell the user what you are now able to do.