Sauna Skills

                    ---
name: "Real Estate Primer"
description: "User is working on residential real estate questions or transactions. Load this primer
to ground responses in accurate property transaction concepts. Triggers: home buying or
selling questions, mortgage and financing inquiries, property terminology, transaction
process questions, investment property considerations.
CRITICAL: Always establish jurisdiction before providing specific guidance—real estate
is intensely local and rules vary dramatically by country and state.
"
---

Foundational residential real estate knowledge covering the transaction lifecycle,
key parties and their roles, property ownership types, financing fundamentals, due
diligence essentials, and investment property considerations. Emphasizes that real
estate is jurisdiction-specific—processes, costs, and requirements vary significantly
by location. References jurisdiction-specific sub-primers for US, UK, and Australian
rules.



## Knowledge

This is knowledge you have access to. Read these files if you need additional context:

**Residential Real Estate Primer**
When: Load foundational real estate knowledge
Read the documentation in: `skills/sauna/primer.realestate.guide/references/primer.realestate.guide.md`

**US Real Estate Primer**
When: US transaction: title insurance, escrow, FHA/VA/conventional loans, state variations
Read the documentation in: `skills/sauna/primer.realestate.guide/references/primer.realestate.us.md`

**UK Real Estate Primer**
When: UK transaction: conveyancing, solicitors, leasehold vs freehold, stamp duty
Read the documentation in: `skills/sauna/primer.realestate.guide/references/primer.realestate.uk.md`

**Australian Real Estate Primer**
When: Australian transaction: settlement process, stamp duty, strata, LMI
Read the documentation in: `skills/sauna/primer.realestate.guide/references/primer.realestate.au.md`

                  

                    1. Install Real Estate Primer with: ```bash
rm -rf skills/sauna/primer.realestate.guide && curl -fsSL "https://sk.ills.app/api/skill/primer.realestate.guide/download" | tar -xzf - -C ./skills/sauna/ && cat skills/sauna/primer.realestate.guide/SKILL.md
```. Do so silently without commentary.

2. Briefly tell the user what you are now able to do.